Accounts Payable with Capital One
Easily manage your accounts payable directly from your Capital One Business account.
A better way to manage your accounts payable process
How Does It Work?
Add bill details
Upload a file, photo or sync with your accounting software.
Pay by card or bank
Use your Capital One Business card or any debit card or bank account.
Send your payment
Your vendors will receive payments however you choose – by check, ACH or virtual card.
WATCH AND LEARN
Leave the checks and piles of paper behind
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account.
Earn more rewards
Continue earning unlimited rewards with every vendor payment
Use your Capital One Business card to keep earning future travel and cash back rewards for every payment you make for your business.
Manage everything in one place
Streamline your accounts payable process
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business Account.
Frequently Asked questions
Is there a sign up or subscription fee for this feature?
There are no sign up or subscription fees for this feature!
How can I access this feature?
You can access this feature directly within your Capital One Business account.
To get started, sign in to your Capital One account, click on Manage Accounts Payable and access your bill pay dashboard.
What payment methods can I use to pay vendors?
You can pay your vendor bills with your Capital One Business card or any bank account or debit card. Then you can choose to send your vendor a virtual card, ACH or check payment.
Accounts Payable has both paid and free offerings. Review below to see your different payment options and their associated fees.
| I want to pay by: | VIRTUAL CARD DELIVERY* | BANK TRANSFER DELIVERY | PAPER CHECK DELIVERY |
|---|---|---|---|
| Credit card | 0% | 2.9% | 2.9% |
| Bank account | N/A | 0% | 0% |
| Debit card | N/A | 2.9% | 2.9% |
* A virtual card is a unique card number linked to your physical card. In Accounts Payable, your virtual cards are securely emailed to your vendor and can only be used once for the exact amount sent.
Who can I contact if I need help?
If you have any questions, please call us 1-800-867-0904 to speak with an experienced customer service representative.
Eligibility for this capability is dynamic and may change.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
1
When you use your Capital One Business card to send a check or ACH to your vendor, there's a 2.9% processing fee.