Venture vs. VentureOne card comparison

October 3, 2024 |5 min read

Capital One’s Venture and VentureOne travel rewards credit cards let cardholders earn unlimited miles on every purchase. Plus, you’ll earn elevated rewards for things like booking through Capital One Travel. Both cards offer flexible rewards redemption options, so you can use your miles your way.

But they also have some important differences. Learn more about how Venture and VentureOne compare and find out which card is right for you.

What you’ll learn:

Venture and VentureOne are two of Capital One’s travel rewards credit cards.
Venture cardholders earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, 5X miles on One Entertainment purchases, and 2X miles on all other purchases.¹
VentureOne cardholders earn unlimited 5X miles on hotels and rental cars booked through Capital One Travel, 5X miles on One Entertainment purchases, and 1.25X miles on all other purchases.¹
New Venture cardholders can earn 75,000 bonus miles by spending $4,000 within the first 3 months from account opening.²
New VentureOne cardholders can earn 20,000 bonus miles by spending $500 within the first 3 months from account opening.²

Venture vs. VentureOne overview

Venture and VentureOne are both travel rewards cards that offer benefits designed for travelers. Here’s how some of the cards’ key features compare:

	VentureOne View important rates and disclosures.	Venture View important rates and disclosures.
Annual fee	$0	$95
Rewards	Unlimited 1.25X miles on every purchase Unlimited 5X miles on hotels and rental cars booked through Capital One Travel Unlimited 5X miles on One Entertainment purchases	Unlimited 2X miles on every purchase Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel Unlimited 5X miles on One Entertainment purchases
New cardholder offer	20,000 bonus miles for spending $500 within the first 3 months	75,000 bonus miles for spending $4,000 within the first 3 months
APR	Low introductory APR	Variable APR
Credit level	Excellent	Excellent

Capital One Venture

Venture cardholders earn unlimited 2X miles on every purchase, 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, and 5X miles on Capital One Entertainment. Venture has a $95 annual fee. View important rates and disclosures.

Venture card perks

Venture cardholders can also enjoy:

75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of opening the account²
Up to a $120 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture card³
Access to the vibrant hotels and vacation rentals of the Lifestyle Collection, with a $50 experience credit for each stay and other premium benefits like room upgrades, early check-in and late checkout when available⁴
Complimentary status upgrades in the Hertz Gold Plus Rewards® car-rental loyalty program⁵

If you’re interested in a travel rewards credit card with even more elevated rewards, consider the Capital One Venture X card. You can also learn more about how Venture and Venture X compare.

Capital One VentureOne

VentureOne cardholders earn unlimited 1.25X miles on every purchase, unlimited 5X miles on hotels and rental cars booked through Capital One Travel, and 5X miles on Capital One Entertainment. And there’s no annual fee. View important rates and disclosures.

VentureOne card perks

VentureOne cardholders can also enjoy:

20,000 bonus miles once you spend $500 on purchases within the first 3 months of account opening²
No annual fee. View important rates and disclosures.
0% intro APR for 15 months; 19.99%-29.99% variable APR after that

If you’re still working on your credit, check out VentureOne Rewards for Good Credit.

Venture and VentureOne benefits

Whether you choose Venture or VentureOne, you’ll have access to these cardholder benefits:

Capital One Travel

Capital One Travel is here to help you get Capital One’s best prices on flights, hotels and car rentals. And with Venture and VentureOne, you’ll also earn elevated rewards when you book through Capital One Travel.

With Capital One Travel, you can:

Save an average of 15% on flights using price prediction, which alerts you when to book⁶
Get a price match guarantee on flights, hotels and rental cars
Add the option to cancel your flight for any reason or freeze a flight price for a small fee
Book travel with your card, your rewards or a combination of both

Capital One Dining

With Capital One Dining, Venture and VentureOne cardholders can unlock access to prime-time tables at top-tier restaurants—set aside just for rewards cardholders—and extraordinary culinary experiences featuring industry experts like the MICHELIN Guide, the James Beard Foundation and Chef José Andrés.⁷

Capital One Entertainment

Use Capital One Entertainment to score exclusive tickets and VIP event access to live music, sports, theater performances, special dining events and more. You can also redeem your rewards for tickets.¹

No foreign transaction fees

With Venture and VentureOne, there are no foreign transaction fees for purchases made outside the United States. View important rates and disclosures.

Security and protection

With benefits from networks like Visa® or Mastercard®, eligible Capital One cardholders have access to:

You’ll also be able to access security features such as fraud alerts, card lock, $0 liability for unauthorized charges and virtual card numbers.^{9, 10}

How to apply for a Venture or VentureOne credit card

Typically, applying for a credit card online is the fastest choice. You can also check for pre-approved card offers online before you apply. Pre-approval is quick and won’t hurt your credit scores.

Key takeaways: Venture vs. VentureOne

Venture and VentureOne are designed to make travel more rewarding. And both cards come with additional perks and benefits to elevate your journey. Compare Capital One’s travel rewards credit cards to find the card that’s right for you.

Learn more about FDIC insurance coverage.

¹To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor and SavorOne cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

²Card offers with a cash or miles rewards bonus are available by selecting the offer on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

³To receive a statement credit up to $120, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁴Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.
Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.
In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details

⁵Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Authorized users and account managers are eligible for the benefit; the primary account holder can enroll them into the Hertz Gold Plus Rewards program through the same process described above. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Plus Rewards program terms apply.

⁶15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁷To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing, at least 18 years old, either a primary account holder, account manager or authorized user for an eligible consumer credit card, or a primary account holder, account manager or authorized user for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Dining’s Terms of Use.
Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

⁸Terms apply. View your Visa or Mastercard Guide to Benefits for more details.

⁹Claims of unauthorized use are subject to verification and investigation.

¹⁰Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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