Which Capital One cash back credit card is right for you?

A cash back credit card is a type of rewards card that lets you earn back a percentage of what you spend. 

Capital One has cash back credit cards for people at all credit levels. Find out the differences between Capital One’s cash back cards and what credit score you might need to qualify for each.

What you’ll learn:

• Capital One cash back cardholders can earn rewards on qualifying purchases.

• Capital One offers cash back credit cards for people at all credit levels, including those who are building credit. 

• When choosing a rewards card, consider your spending habits, compare card terms, explore card benefits and research rewards.

Capital One cash back credit cards give cardholders a simple way to earn rewards on purchases they’re already making. When you use a cash back rewards card, you can earn back a percentage of what you spend. And flexible redemption options let you choose how to redeem your rewards. 

Here’s a breakdown of how Capital One’s cash back rewards credit cards work and what credit scores you might need for each.

The Quicksilver card is generally for people with excellent credit. It offers:

• 1.5% cash back on every purchase.

• $200 cash bonus after new cardholders spend $500 on purchases within three months of account opening.¹

• No annual fee and no foreign transaction fees. View important rates and disclosures. 

• 5% cash back on Capital One Entertainment purchases and exclusive access and cardholder perks.²

Quicksilver for Good Credit is a cash back card for people with good credit. 

• 1.5% cash back on every purchase.

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• 5% cash back on Capital One Entertainment purchases and exclusive access and cardholder perks.²

The QuicksilverOne card is for people with fair credit. 

• 1.5% cash back on every purchase. 

• $39 annual fee and no foreign transaction fees. View important rates and disclosures.

• Exclusive access to Capital One Entertainment cardholder perks.²

• Automatic consideration for a higher credit line in as little as six months.

The Quicksilver Secured card is designed for people who are looking to establish or build credit. To open a secured credit card account, you have to put down a refundable security deposit. 

• 1.5% cash back on every purchase. 

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• Capital One Entertainment purchases and exclusive access and cardholder perks.²

• Refundable $200 minimum deposit. 

• Option to raise the credit limit by depositing more than the minimum.

Quicksilver Student is a cash back card exclusively for college students.

• 1.5% cash back on every purchase. 

• $50 cash bonus after new cardholders spend $100 on purchases within three months of account opening.1

• 5% cash back on Capital One Entertainment purchases and exclusive access and cardholder perks.2

• No annual fee and no foreign transaction fees. View important rates and disclosures.

Capital One dining and entertainment cards give you unlimited cash back for food, fun and all the things you love to do. Plus, cardholders have access to exclusive dining and entertainment perks. Here’s how they work.

Savor is a dining and entertainment rewards credit card for people with excellent credit. 

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.³

• $200 cash bonus once new cardholders spend $500 within three months of account opening.¹ 

• No annual fee and no foreign transaction fees. View important rates and disclosures. 

• 8% cash back on Capital One Entertainment purchases—plus exclusive access and cardholder perks.⁴ 

• 1% cash back on all other purchases.

As the name suggests, Savor for Good Credit is a dining and entertainment rewards credit card for people with good credit.

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.³

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• 8% cash back on Capital One Entertainment purchases—plus exclusive access and cardholder perks.⁴ 

• 1% cash back on all other purchases.

The Savor Student card is for students with fair credit. 

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.³

• $50 cash bonus once new cardholders spend $100 on purchases within three months of account opening.⁵

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• 8% cash back on Capital One Entertainment purchases—plus exclusive access and cardholder perks.⁴ 

• 1% cash back on all other purchases.

Wanting more information? Check out these commonly asked questions.

Capital One has cash back cards for students looking to establish credit, people who already have excellent credit and everyone in between.

If you want to see where your credit stands, CreditWise from Capital One can help by providing free access to your credit report and credit score. CreditWise is free to everyone, not just Capital One cardholders. And using it won’t hurt your credit scores.

Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

• See if you’re pre-approved for credit cards without harming your credit scores. 

• Explore travel rewards cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card. 

• Earn unlimited cash back on food and fun with a dining and entertainment rewards card.